“The most trusted nonprofit source on the internet in regards to short sale and foreclosure”
Simply follow the instructions provided on our website and based on your current financial situation, our counselors will provide your probability of obtaining a Short Sale or positive loan modification, according to your lender’s guidelines. You will also be given proven tips and hints that will help you increase your chances at a positive outcome. Neighborhood Partnership Housing Services (NPHS) is a HUD approved non profit housing counseling agency. Learn more about us and why we can help you at no cost. Ayuda en Español
Remember! At NPHS foreclosure prevention assistance is always free!
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Free Expert Advice from HUD Certified Nonprofit Agency
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Do I qualify for a short sale?
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Pre-qualify for a loan modification
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Frequently Asked Questions
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What if I’m not late on my mortgage?
The U.S. Treasury set long-awaited guidance on a plan for mortgage company’s speedy “short sales” of homes and other loan modification alternatives to stem a rising tide of foreclosures. The Home Affordable Foreclosure Alternatives Program provides financial incentives and simplifies the procedures for completing short sales, a growing practice in which a lender agrees to accept the sale price of a home to pay off a mortgage even if the price falls short of the amount owed, according to an announcement on the Treasury’s website. Read more about the Government’s Short Sale Program.
NeighborWorks America is a national nonprofit organization created by Congress to provide financial support, technical assistance, and training for community-based revitalization efforts. Together, with national and local partners, NeighborWorks creates new opportunities for residents while improving communities
