First Time Home Buyers
Affordable Loans and Down Payment Assistance
A variety of federally-funded grants and affordable loans are available to assist those seeking to become first-time homeowners.
Our programs are designed to give more first time homebuyers the opportunity to buy a home by providing the best affordable loans and down payment assistance in today’s market.
To start, you must be approved for a mortgage. Pre-qualification is always a good idea. Taking the time to pre-qualify, or better yet to become pre-approved, for a mortgage before you begin your home search will put you in a much better position.
Buyers prequalification intake form
Buyers Opportunities – HOMES FOR SALE
Where to look for the best deals!
Homes For Sale - MLS listings search allows you to see all homes that are available in your area.
Mortgage Protection Program
Peace of Mind When You Decide to Buy Your Piece of California
Through the CALIFORNIA ASSOCIATION OF REALTORS Affordability Fund Mortgage Protection Program, first-time home buyers who lose their jobs due to layoffs may be eligible to receive® (C.A.R.) Housingup to $1,500 per month, for up to six months, to help make their mortgage payments.
Applicants to the Mortgage Protection Program must abide by the following:
- Escrow must open and close between April 2, 2009 and December 31, 2009 (purchase agreement cannot be dated before April 2, 2009)
- Property must be purchased in California
- Must be a first-time home buyer (including any co-buyers) without previously owning property in the last 3 years.
- Be a W-2 employee (cannot be self-employed)
- Use a California REALTOR® in the transaction
Click Here to view flyer as (pdf)
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Frequently Asked Questions Click here.
