Foreclosure Prevention Assistance
We are so glad you took the first step to avoiding foreclosure and contacted us about your mortgage. We understand how difficult it is to speak about this situation and offer a single point of contact for information on short sales and foreclosure prevention assistance.
Neighborhood Partnership Housing Services (NPHS) is a HUD approved non profit housing counseling agency providing honest and unbiased information to troubled homeowners. Our housing counselors provide advice on defaults, foreclosures, and credit issues and will work with you to understand your situation and determine what options are available to you. As a non profit agency, we are recognized as a neutral third party to transactions and often have access to resources not readily available to the public. However, please lbe advised that we are the mediator between you and your servicer and the final decision for any type of modification, workout plan, etc. will be completely up to your servicer.
Due to the overwhelming demand for foreclosure prevention assistance, it is imperative that you follow the procedures we have in place. It is also important to have the required information ready so we can better evaluate your situation.
Here are some specific documents you will need to locate:
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Any correspondence from the mortgage company or its attorney
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Most recent pay stubs for all employment
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Last two months of all bank statements
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Most recent bills and statements for all expenses
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Last two year’s tax return & W-2’s
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